— Financing at Kat's

Real rates. Real terms. Before you visit.

We quote your rate, term, and estimated monthly payment online — no in-person visit required to get real numbers.

/ Three steps, no surprises

How the process works

Step 1
Step 2
Step 3

Submit your details

Receive a full quote

Decide, then visit

Fill out a short form with your income, credit range, and the vehicle you're considering. No hard credit pull at this stage.

We send your actual rate, loan term, and monthly payment in writing — not a range, not an estimate. The number you see is the number in the contract.

Once you have the full picture, you choose whether to come in. No pressure, no follow-up calls — just a clear decision on your timeline.

What to expect

Rates based on your actual profile

APR varies by credit history, loan term, and vehicle age. We work with multiple lenders and present the best qualifying offer — not the most profitable one for us.

Terms run 24 to 72 months. Down payment requirements are stated plainly in the quote. No add-ons appear in the contract that weren't in your written offer.

Know your payment before you come in

Send us the vehicle and your details. We'll return a written quote — rate, term, and monthly payment — within one business day.